This research is aimed at determining which syariah monetary instruments that are better is creating occurred responses on the performance of syariah banking in Indonesia as the results of shock.The effect of shock on syariah monetary instrument PUAS increased the asset, fund of the third party, nonperforming financing and financing on the take place in average 16 months. The variables of syariah banking performance that gives the highest contribution in the transaction volume changing on the syariah monetary instrument is non performing financing and asset. Likewise, by comparing between that SWBI syariah monetary instrument and 1MA certificate ini PUAS. This comparation indicates that SWBI syariah monetary Instrument is better to be used by syariah banking in Indonesia than IMA certiticate in PUAS. This resulted indicated that the goal of syariah banking is using the syariah monetary instrument is not separated from motives to avoid the risks occuned in the portfolio of fund using, particularly financing with potencies of non perfonning financing. Likewise. the placement of syariah banking fund at SWBI that is also guessed to minimize the risks resulted from SWBI ifeompared to the 1MA certificate in PUAS.